RFA Risk Fraud AML
firmy Red Flag Alert Technology Group Limited
Comprehensive solution for credit risk, fraud detection, and AML compliance.
Intro
Red Flag Alert is the UK’s No. 1 Insolvency, risk and compliance intelligence platform trusted by 1,000+ CFOs, CTOs, CROs, CIOs, MLROs & Compliance Leaders.
With over 20 years experience, we help Accountants, Finance and Legal Firms such as Azets, Santander and Kennedys get early, predictive insights on distress and growth.
The Problems We Solve
Fraud is everywhere - from employment, to invoicing, ghost companies and more.
The right insights at the right moment doesn’t just reduce risk exposure. It also helps you work with healthy customers and partners.
The problem is not that risk data does not exist. It is that the signals predicting insolvency, credit, fraud, and regulatory exposure do not reach you early enough.
The cost of that delay is, financial loss, bad debt, lost business, personal liability, reputational damage, and regulatory fines
The FCA has historically imposed substantially higher penalties than the SRA. The FCA issued £124 million in fines in 2025 the majority in AML. The SRA issued £1.5 million. The urgency to have clean, auditable, real-time client data is no longer a matter of best practice, it's a matter of regulatory survival. July 2025 Monzo fined £21M by the FCA.
Our unique solution
UK AML supervision has shifted from intent to evidence. RFA is structured around what supervisors test today, not what they used to. RFA Risk Fraud AML helps you avoid regulatory penalties driven by AML failures by running fully-compliant AML checks, including sanctions, PEP, and adverse media screening, with a full audit trail.
By screening against relevant data, highlighting higher‑risk cases, and recording the checks you’ve carried out, you will get to detect, prevent, and manage risks related to: credit risk, fraud, anti-money laundering.
Red Flag Alert catches what other sources miss earlier so you can make the right decisions on who to work and not work with. We enable access to over 6M UK businesses (20M historical), 5B data points from 20 sources of data, refreshed twice a day. We have over 80 credit scoring events and are the only UK data set to have a live score that triggers email alerts with every change that matters to you.
This will enable you to
Identify suspicious activity, Protect your assets, Maintain customer trust, Adhere to global regulatory standards, Lower operational risks.
Your team will benefit from
Accessing a single source of truth across all systems, reducing time spent on manual data entry, eliminating data capture errors, maintaining data hygiene.
Our solution enables FCA compliant audits, maintains UK Data Laws, and clearly demonstrates your intent and respect for AML legislation and its regulators.
Identity verification: 16,000+ document types verified with AML, IDV, sanction, PEP, adverse media checks in under 30 seconds
UBO / PSC visibility: Beneficial ownership mapped down to 0.01% and full hierarchy group structures
Permanent audit trail: Every check, decision and reviewer timestamped and exportable. When supervisors ask, “what did you check, when?” The answer is one click away.
Risk-based onboarding: Client risk score generated automatically and updated every few hours based on evolving criteria that predict distress and bad debt for years.
How it works
We empower you to find the right businesses, onboard them fast, and monitor your portfolio to spot risks and stay compliant. Automated AML compliance, Run audit-ready KYC/KYB, UBO mapping, sanctions / PEP / adverse media checks in seconds as opposed to weeks, Ongoing monitoring, Get early predictive risk scores and alerts across 90 signals per client, twice a day. Monitor your whole portfolio automatically, not just at onboarding.
Growth intelligence, Identify companies likely to grow turnover by 20% or more with 98% accuracy, combining AI-corrected SIC codes and over 140 filters to surface scaling and distressed businesses before anyone else gets there. Your client risk score is generated automatically and updated every few hours based on evolving criteria that have predicted distress and bad debt in the past.
All of our systems can be powered by Automate a tailored workflow solution see attached brochures to learn more.