Banking Circle Offering
por Banking Circle S.A Denmark
Streamline cross-border transactions with Banking Circle's next-gen financial ecosystem and tools.
Empower Your Business with Direct, Scalable Access to Payments, FX, Accounts and Attractive Interest Rates
Through our partnership with Microsoft, you gain access to Banking Circle’s next‑gen financial ecosystem—covering payments, accounts, FX, attractive interest rates, and more.
Banking Circle’s mission is to increase efficiency and reduce costs around cross‑border transactions. We are a next‑generation bank, powered by the latest technology.
A Comprehensive Financial Services Platform
We offer a flexible suite of services across accounts, payments, FX and attractive interest rates, tailored to meet the needs of companies with ambitious payment goals.
Trusted by 650+ Institutions Worldwide
Today, more than 650 banks, financial institutions, and marketplaces rely on Banking Circle to power their payment flows, processing over €1 trillion annually.
Banking Circle & Microsoft: Empowering Your Financial Future
Our strategic partnership with Microsoft gives you direct access to Banking Circle’s regulated financial infrastructure through a single API, enabling you to:
- Payments & Collections: Execute cross‑border payments cost‑efficiently and in real time with direct access to 11 local clearing schemes and payments in 24 currencies.
- Banking‑as‑a‑Service: Gain access to IBANs, multi‑currency and unlimited virtual accounts, plus advanced account management tools.
- FX & Currency Exchange: Benefit from competitive, automated FX rates for seamless global transactions.
- Fiduciary Arrangement: Secure excess liquidity overnight in a bankruptcy‑remote structure while earning attractive interest, with next‑day fund availability.
- Data‑Enriched Payments: Customize payment and account data enrichment with instant webhook notifications tailored to your operational needs.
- Compliance & Risk Management: Ensure regulatory compliance with built‑in AML and KYC processes.
- Liquidity Management: Optimize global cash flow with advanced FX and treasury solutions.
- Single API Integration: Connect via a developer‑friendly, fully documented API—directly or through Microsoft.
Our joint offering supports banks, non‑bank financial institutions (including acquirers, PSPs and FX providers), investment funds, Web3‑native businesses, and corporates.
Discover How Banking Circle Can Power Your Global Financial Operations
Visit Banking Circle’s website to learn more.