e4Payment

e4Payment is a Microsoft-native payment integration solution designed to give organizations complete flexibility, security, and reliability when it comes to processing payments. Built on the Commerce SDK and fully aligned with Microsoft’s solution guidelines, e4Payment allows businesses to seamlessly connect their Dynamics 365 Commerce and POS systems to the payment processors and switches of their choice. With over 20 years of e-commerce expertise, Evenica developed e4Payment to solve a common challenge: reducing risk and complexity in payment implementations while ensuring businesses stay current with the latest Microsoft updates.

Unlike rigid payment connectors that limit merchant choice or lock them into specific providers, e4Payment is both payment switch and processor agnostic. That means businesses can continue to leverage existing contracts, relationships, and negotiated rates while benefiting from a solution that is always up to date with Microsoft releases. This future-proof approach significantly reduces downtime, shortens resolution times, and helps ensure payments never become a barrier to delivering great customer experiences.

At its core, e4Payment is designed with a streamlined architecture that prioritizes both security and efficiency. It consists of three key layers—Payment Connector, Payment Switch, and Payment Processor—working together to route data securely while minimizing the exposure of sensitive information. The Payment Connector acts as the interface between Dynamics 365 and the Payment Switch, sending and receiving non-sensitive data while ensuring updates stay in sync with the latest Microsoft applications. The Payment Switch securely transmits encrypted payment requests, orchestrates communication with terminals and processors, and generates transaction logs for audit and error handling. Finally, the Payment Processor communicates with payment networks such as Visa and Mastercard to authorize and settle transactions, using robust encryption protocols to protect sensitive details at every step.

This layered approach allows merchants to confidently process payments both online and in-store while maintaining compliance and security. By removing sensitive data from core business systems, e4Payment minimizes risk and reduces the burden of PCI DSS compliance on retailers.

e4Payment provides extensive payment capabilities right out of the box. Businesses can process credit and debit card transactions, handle gift card activations, balance inquiries, and redemptions, and integrate seamlessly with loyalty programs. The solution also supports reversals and subscription-based transactions, enabling organizations to deliver flexible payment options to their customers. Looking ahead, e4Payment is evolving to support emerging payment methods such as Buy Now, Pay Later, ensuring businesses can stay competitive as consumer preferences change.

As payments evolve, so does e4Payment. Its modular, extensible architecture allows businesses to add new payment methods and processors without overhauling existing infrastructure. Whether expanding into new geographies, adopting new payment technologies, or responding to changing customer demands, e4Payment equips organizations with the agility to scale and adapt.

In today’s fast-paced commerce environment, payments need to be more than just a transaction—they need to be a seamless, secure, and integral part of the customer journey. e4Payment delivers exactly that: a safe, fast, and extensible payment solution built natively for Microsoft Business Applications, backed by a partner with over two decades of proven expertise.