Cash flow analytics for lending
by Prestatech
Transform bank transactions into actionable insights and automated credit scoring.
Prestatech’s AI-driven solution delivers advanced cash flow analytics, enabling lenders to assess real-time affordability, predict risk, and improve credit decision-making for consumer and SMB clients. Our technology transforms bank transactions into actionable insights. Currently available in Europe (United Kingdom, Italy, Germany) and the Unites States, .
KEY BENEFITS:
Automated cash flow credit scoring – Real-time transaction analysis for precise scoring.
Affordability & overdraft risk assessment – Evaluate spending and repayment capacity.
Loan Sustainability & EBITDA calculation – Assess profitability and long-term viability.
Comprehensive risk indicators – Detect irregularities and financial distress signals.
Cash flow & payment analysis – Ensure data consistency over time.
Stakeholder & behavioral insights – Map financial relationships and risks.
Regulatory compliance support – Ensure adherence to financial regulations and lending standards.
FEATURES:
PSD2 Alternative for lenders – Over 80% acceptance in bank statement parsing.
Loan stress testing – Simulate affordability scenarios.
Automated affordability analysis – Instantly determine loan feasibility.
Predictive risk forecasting – AI-driven financial behavior predictions.
API & dashboard integration – Flexible implementation options.
Seamless data aggregation – Connect with financial databases and credit bureaus.
Customizable scoring models – Tailor risk assessment frameworks to match lending criteria.
PRICING & PLANS:
Free trial available – Experience risk-free access to our powerful analytics.
Flexible pricing – Subscription models designed for all businesses and people.
Transparent costs – No hidden fees, full pricing clarity from the start.
PERFORMANCE & SUPPORT:
Real-time analytics – Monitor key performance metrics and risk indicators effortlessly.
Ongoing enhancements – AI-driven improvements ensuring cutting-edge accuracy.
Comprehensive documentation – Detailed guides, FAQs, and dedicated customer support.