Q2 Banking As A Service

Q2 offers a wide array of products needed to build scalable, differentiated banking products. The firm’s BaaS solution includes a modular API that enables tech and fintech companies to integrate bank accounts (DDA & Savings), custom physical and virtual debit cards, and unique banking data into their ecosystems. Q2 BaaS is built on top of 16 years of experience in building digital banking systems, doing system integrations, and deep relationships with experienced banks of record. It’s cloud-based core allows for favorable client economics and as an early pioneer in Banking as a Service, Q2 powers clients like Square, Credit Karma, Betterment, Gusto, and Acorns, serving millions of everyday Americans

Q2 BaaS targets consumer, tech and fintech companies looking to build custom banking services into their product. It focuses primarily on customers that have a large captive user base, strong customer engagement, and clear value in building a banking product within their existing suite. Clients are matched with the right partner bank and retain the flexibility to become the bank over time if their business model requires it, without needing to do a data migration as its’ technology isn’t middleware.