CGI Credit Studio

CGI Credit Studio: A modern, cloud-native credit management platform

CGI Credit Studio is a modern, cloud-native credit management platform designed to help organizations improve credit operations, reduce complexity and deliver superior customer experiences. Built for organizations seeking to break free from legacy constraints, the platform supports essential stages of the credit journey—including originations, decisioning, collections and recovery—accelerating transformation while strengthening governance and operational agility.

Seamless integration and faster time-to-value

Leveraging open APIs, a microservices-enabled architecture and a data mesh approach, CGI Credit Studio integrates seamlessly with existing ecosystems, whether mainframe, distributed or fully cloud-based. Business-friendly configuration tools and intuitive interfaces make it easier to adjust and refine processes over time, supporting quicker enhancements without the need for extensive custom development. These design principles shorten time-to-value, reduce implementation risk and ensure the platform evolves with your business.

Coverage across key stages of the credit journey

CGI Credit Studio supports critical stages of the consumer credit journey—from loan origination and onboarding to early warning, delinquency management, collections and recovery. Built-in digital engagement, real-time insights and AI/ML-driven decisioning help improve risk accuracy, automate complex processes and deliver personalized, multi-channel customer experiences. Virtually assisted collections and advanced analytics support more effective interaction strategies and improved operational results.

Modernization without complexity

Selecting CGI Credit Studio enables organizations to eliminate rigid legacy processes and reduce costly customizations. Its cloud-native architecture separates business logic from underlying technology, giving business teams greater control and reducing reliance on scarce IT resources. With phased, low-risk deployment options, clients can begin realizing business value quickly, allowing resources to shift toward innovation and growth.

AI-driven innovation and continuous evolution

CGI continues to invest in the evolution of the platform, including next-generation integration with CGI PulseAI, a hyper-automation and decision engine designed to unlock greater intelligence from data. This integration enhances real-time decisioning, predictive insights and automation across the credit spectrum, further strengthening the platform’s ability to deliver smarter, faster and more consistent outcomes.

Experience, partnership and global scale

Backed by more than 45 years of credit management expertise, CGI delivers a unique combination of platform, integration, analytics and managed services capabilities. Our insights-driven, outcome-focused delivery model pairs local expertise with global scale, enabling long-term partnerships that help clients achieve sustainable operational performance.

Future-ready credit operations

CGI Credit Studio is purpose-built for organizations that want a modern, secure and flexible credit management solution—one that unifies workflows, simplifies compliance, improves decision intelligence and unlocks value across the credit life cycle. Built on open architecture and designed for continuous innovation, it provides the foundation for future-ready credit operations that can scale and adapt to market change.