Instant Bank Pay

Instant Bank Pay is a more secure, real-time payment solution enabling instant bank-to-bank payments at the point of sale. Customers pay directly from a linked bank account using an encrypted Bank Perks pass inside Apple or Google wallets, earning instant Perks such as cash back, special offers, or free goods at your discretion. This solution is ideal for businesses seeking to reduce expensive credit card swipe fees and offer a seamless, incentive-driven experience. Receive digital cash deposits to your business checking account using a free CODE Pay mobile app available through your bank or credit union or through select POS and payment terminals. Instant Bank Pay solves the common challenges of traditional payment methods — high fees, slow processing times, and complex setup — by helping businesses receive funds instantly, improve cash flow, and build customer loyalty.