Gemba online banking white label

The core offering is a no-code, white-label digital banking platform (a "bank-in-a-box") that allows partners to launch a fully branded online banking interface hosted on their own domain. This infrastructure provides a comprehensive financial suite accessible via a simple web interface or full API integration.

Key features include:

• Global Accounts and Payments: Dedicated UK account numbers and multi-currency IBANs (including GBP, EUR, USD, CAD, CHF, and more). Supports UK domestic payment rails (FPS, BACS, CHAPS, Direct Debit) and international transfers (SEPA, SWIFT).

• Speed and Zero Cost Entry: Partners can launch a Minimum Viable Product (MVP) in as little as 10 minutes using the no-code setup. The platform operates on a disruptive revenue-sharing model (up to a 20% share of client transaction revenue) with no upfront setup or licensing fees.

• Regulatory Liability Shield: Gemba is an FCA-regulated Authorised Payment Institution that handles the entire regulated back-end. This includes outsourced KYC, KYB, AML, compliance, transaction monitoring, and fund safeguarding, meaning partners can offer services without needing their own license.